What to Expect From Your Companys Financial Wellness Plan

eAre you distracted at work by personal finance worries, like getting a credit card payment in the mail on time, or wondering if you should review your retirement plan with an expert?

You’ve got plenty of company. Twenty-four percent of employees report that their own finances drain their workdays of attention, according to a 2014 PwC survey of employees whose employers offer such plans.

That partly explains why a financial wellness program is probably coming to your workplace, if it isn’t already there.

Typically comprised of financial planning diagnostics, information and, often, employer-subsidized time with a financial planner or coach, workplace wellness plans are taking off. A new Aon Hewitt survey predicts that 93 percent of U.S. employers expect to create or expand financial wellness efforts this year, and 67 percent of employers intend to communicate with employees about the physical health ramifications of financial stress. Here’s what you might soon encounter at work and the latest in how to make the most of financial wellness plans.

The definition of “wellness” is evolving. It used to be that

5 Reasons Employers Should Hire More Workers Over Age 50

www.usnews.comWhat do you do if you’re a 52-year-old woman looking for a job in an industry dominated by men?

If you’re Patricia Hochkins, you shorten your name to Pat, remove the dates from your résumé and then wow the hiring manager in the interview. Oh, and you get the job, too.

“It’s all about experience,” says Hochkins, now a 68-year-old retiree living in Ellenton, Florida. “That’s the ticket.”

Hochkins worked for decades as a manufacturing systems consultant, overseeing the implementation of new software and business processes for Fortune 100 companies. She was sidelined by health issues that required her to step out of the workforce but says if not for that, she would still be in a job today. She has plenty of experience being the oldest face in the office and is passionate about the value older Americans can bring to the workplace.

Here are five reasons job experts say employers should make hiring workers over age 50 a priority.

1. Older workers have experience.

An obvious benefit of older workers is the experience and skills they bring to

Op ed Closing the Skills Gap 1 City at a Time

eeeeeeeeeWhen it comes to the middle of the labor market, it appears to be the best of times and the worst of times in New York City. Today, there are more than 25,000 job openings for health care workers in New York City who have a high school degree and some post-secondary training but not necessarily a bachelor’s degree. Registered nurses, medical assistants and medical and clinical laboratory technicians are in high demand at hospitals throughout the city. Yet, there are 172,000 young people who are neither working nor in school and many others who do not have the right skills to fill these good-paying health care jobs.

New York is not the only city where there seems to be a troubling disconnect between labor supply and demand. Despite ongoing monthly increases in employment, a recent series of skills gap reports released by JPMorgan Chase in nine U.S. cities found a continual mismatch between the needs of employers and skills of current job seekers. Houston, Chicago, Columbus, Detroit, the San Francisco Bay Area, Dallas-Fort Worth, Los Angeles, Miami and New York might differ in

Growing A Business In Singapore

Singapore with its good characteristic will be a great place to start a business, not only for local company, but for business owner from abroad that has plan to expand their business or may start a new business. Encouraging more investors to plan their business in Singapore, Singapore company incorporation services will help any business owner with hassle free requirements to set their business. Build your business in Singapore, you as the business owner it is not necessarily stay there, as you can manage your business from distance. Learn the option of company registration in Singapore.

If you are foreign investor, Singapore company formation services get you covered with these options, they are; Singapore company registration with EP, Singapore company registration with EntreePass, and Singapore company registration with nominee director. Surely, for each option, caters you with different requirements. For instance, if you as the business owner expect to only do the work from distance, you can send a nominee director as your extension, and so on. thence, learn your option.

Speak of options, there are some options for incorporate company in Singapore you can choose to build your business

Top Five Ways to Prepare For A PMP Exam

The PMP exam is notoriously difficult, but you can pass it by preparing properly. These top five preparation tips will help you feel ready to take on this final hurdle.

So you have completed your project management training course and feel empowered with your new knowledge.  There is but a final hurdle to overcome before you are fully qualified and ready to take up your first role – the PMP exam.  Preparation is often said to be key for many things and exams are particularly true of this, so what are the top tips to prepare for the big exam?

1.      Find your best technique

If you are one of those people with a type of photographic memory, then skip this tip because you’ll just remember anything you read!  However, for the rest of us, finding your best technique to remember what you read is another important tip.  Do you remember things in a series of images where infographics and diagrams will help you?  Or are you the type who remembers through association?  Whatever works best for you, stick with it, as this is your best chance to recall the information you will need.

Complete Your Projects With Temporary Staffing Agencies

When it comes to getting quick results in the business, recruiting work force tends to be the best option because human resource is always a plus point for businesses to prosper and achieve their goals. But how can you make sure that you have recruited the right pool of candidates? For this, you will need to contact a temp staffing agency Toronto who works for companies to satisfy their temporary needs. The services of temporary recruitment agency are best suited for accomplishing short tasks and dealing with different challenges.

3MSM Group has found out some factors that play a crucial role in the decision making. Let’s have a look at them:

Quality Applicant Tool

You have to keep in mind that every temp staffing agency Toronto differs from the other and so does their candidate pool. In order to get the best candidates, you have to carefully choose the agency by considering their experience, expertise of the representatives and more importantly, approach to the companies. Of course, you can recruit workers on your own but this would need a lot of time as

How You Can Successfully Find Your Next Jobs

Experience, referral, review, and some other service features are things to be put into your list to determine whether a certain company that you choose for resume writing service is exactly meet your expectation. Speak of expectation, top resume writers can do the job for you. But what is a good resume if you have no idea about how you can find your next. No fear, here you may get some useful tips to aim for your new career. Friend to friend information is one within some other ways you can take to open yourself up for the career opportunity.

Either you want to look for better experience for your own development for both skill or you are now looking for new job, you need to be prepared. Surely, dealing with a job where you have no passion with it, can be very frustrating, but it is way better than become a full time unemployment unless you have good amount saving. Finding yourself a good job based on your skill, you need not only your skill, but also the capability to tell your target employer about your skill through your resume.

Not mention, but

Supporting the Surgeon

When we think of the surgery room, we normally think of the doctors leading the operation. However, nurses that work in the surgery room play a valuable role in aiding a successful operation. Surgery nurses are trained professionals that assist during routine and complicated surgical operations. Such nurses are found throughout the country and provide invaluable support, staying with a doctor during an operation from beginning to end.

A career as a surgery nurse can be very rewarding, but it also requires investment on your part. The work environment of a surgery nurse is intense, and nurses must first become licensed practical nurses through a twelve month program. Some nurses must complete nursing programs through either a two or four year degree program, and in some cases nurses choose to get masters or even doctorate degrees in the field.

The educational requirements to become a surgical nurse can vary depending on the individuals’ professional level, but it is usually demanding. The requirements to become one and the stress of the work can be too much for some. However, the job is very rewarding. There is little more valuable than the feeling of having helped

The Anti Energy Echo Chamber

There are several things that inevitably occur when campaign season swings into full gear – politicians give speeches, kiss babies, attend county fairs and flood the airwaves with ads. And Democrats will trot out the “Big Oil” rhetoric to the crowd, uttering bromides such as “investing in the middle class instead of oil companies.” Their consultants may think this “messaging” has political appeal, but what the Democrats fail to mention – or acknowledge – in their echo chamber is the investment the energy industry has made in this nation and its economy.

If the Democrats truly want to invest in the middle class, they need to look no further than the very industry they love to pillory.

Specifically, “the U.S. energy revolution has contributed to economic growth, both in terms of net economic output as measured by GDP and overall employment. It has also contributed to a declining trade deficit as the Nation has recovered from the Great Recession. … [T]otal employment in the oil and natural gas industries, which includes extraction and support activities, increased by 133,000 jobs between 2010 and 2013, and continued to grow through 2014.”

These statements on the impact of the energy sector on our economy and the

3 Strategies to Sell an Employer on an Online Grad School Residency

Residency requirements, the in-person component of many top-ranked online MBA and other online graduate programs, can certainly have their benefits. By meeting on campus or elsewhere, online students often get to network with faculty and peers, visit businesses and work on group projects.

But there’s also a potential drawback: the occasional need to miss work.

Most online students can probably get away with taking a week or a few days to spend on campus or at another location required by their program. And a smaller subset might be able to take the time without dipping into vacation, experts say.

But if a residency comes at a busy time, or requires vacation time an employee hasn’t racked up yet, some online students might find themselves in a bit of a predicament.

There is still cause for hope, however. Below are several ways that online graduate students can win employer support for an in-person residency.

1. Talk about the advantages to the employer: Selling an online residency involves the same strategy students likely used to get their employer to support an online degree in the first place: focusing on how the move will benefit the employer.

Students should talk about networking opportunities, emphasizing the chance to acquire new knowledge through

Jobs That Welcome Older Workers

Workers over 50 often have an especially difficult time landing a new position. But there are jobs that welcome older workers and even recruit them. A recent Center for Retirement Research at Boston College study identified several types of jobs that disproportionately hire workers ages 50 and older. Here are some of the ways to find jobs that want older workers:

Connect with similarly aged customers. Many employers want to hire baby boomers who have good communication skills and will be able to effectively sell products to older customers. Retail sales jobs such as sales demonstrators are projected to grow by 10 percent by 2022, according to the Bureau of Labor Statistics, and many of the positions are expected to be filled by older people. “At Costco and BJ’s or other big box stores you’ll often find them giving away food samples or demonstrating products, and those are the jobs that are fairly well staffed by older workers who are good at communication,” says Matthew Rutledge, a research economist at the Center for Retirement Research at Boston College and co-author of the report.

Being able to relate to customers can also be helpful in a medical setting. “One of the hottest areas is in-home

Is Your Job Search Advice Wildly Outdated

If you ever advise friends or family members on their job search, are you sure that your advice is up to date? Job searching has changed significantly in the last 10 years, and a lot of traditional advice no longer matches up with how successful job searches work today. In fact, most job seekers have story upon aggravating story about the bad advice they have received from well-meaning friends and family who just wanted to help – but instead steered job seekers terribly wrong.

Here’s a quick checklist of some of the most commonly repeated pieces of bad advice out there. Take a look, and see if you spot any pointers that you need to remove from your repertoire before giving advice again – or whether you need to revise your strategies for your own job search.

1. “Employers will be impressed if you take the initiative to show up in person instead of just applying online.” Also known as “go out there, and pound the pavement,” this piece of advice has been around for a long time – and it’s wrong, wrong, wrong. In most fields, showing up to apply in person will mark you as unprofessional and out of touch.

The Top 10 Networking Mistakes

There is a right way and a wrong way to network. If you are one of those people who hate to network and view it as phony or pretentious, then you are doing it all wrong. Networking is not about building a mammoth list of contacts or passing out business cards like you’re dealing poker. Networking means building mutually beneficial relationships.

Change your mindset, and eliminate these mistakes that ruin the networking experience for you and for your victims.

1. Only networking when you need a job. The truth is that you can’t wait until you need a job to begin networking. Building a network takes time. If you wait until you are in crisis mode to put networking into action, you’ll be disappointed in the results. Professionals, from small business owners to corporate leaders, realize the importance of word-of-mouth marketing and regularly carve networking into their schedules. Invest time every month to stay in touch with past colleagues and meet new people so your network will be there when you need it.

2. Only networking during group events. Networking can occur at any place, any time. Don’t limit your networking activity to professional meetings. All you need to do is be open to

5 Things to Know About the Economy This Week

Job Openings Climb to Record High

What Happened:

The U.S. labor market held about 5.8 million open positions at the end of July – the highest monthly total since the government began tracking the data back in 2000 – according to a report released Wednesday by the Labor Department.

The economy held about 1.3 million openings in professional and business services roles, with another 1 million vacancies in the trade, transportation and utilities sector. Health care and social assistance openings weren’t far behind at 928,000 openings.

But overall hiring dipped below 5 million for the first time since January and the reading’s worst single month since August 2014. Job separations and quits also dropped to their lowest levels since November 2014.

What It Means:

“Taken as a whole, these numbers demonstrate that the main problem in the labor market is a broad-based lack of demand for workers – not available workers lacking the skills needed for the sectors with job openings,” Elise Gould, a senior economist and director of health policy research at the Economic Policy Institute, wrote in a research note Wednesday. She said the data “is further evidence that the economy has ways to go before it can be considered healthy.”

Job openings mean little if hiring

Protester Heckles Uber CEO on Colbert Show

Uber CEO Travis Kalanick can’t seem to get away from controversy about his company’s treatment of its workers and alleged damage on the taxi business.

Kalanick appeared on the third episode of“The Late Show With Stephen Colbert” on Thursday, but a protester in the balcony of the theater interrupted the interview, shouting that Uber was “destroying professional full-time taxi jobs,” according to CNN Money. Colbert maintained his cool and allowed the protester to speak for a moment, and members of the audience sat silently during the exchange, CNN reports, citing an eyewitness. The exchange between the protester and Colbert was cut from the final video aired by CBS.

The exchange between the protester and Colbert was cut from the final video aired by CBS, but when the interview resumed Colbert asked Kalanick to respond to concerns that “Uber kills professional, good paying jobs, that it’s unfair to the drivers and it’s destroying the cab industry.”

The Uber executive responded that the app enables people to make extra cash on their own time without paying to rent a car, unlike the car rental taxi companies require of their workers.

Uber has made those arguments before in the face of scrutiny from regulators that it classifies

How to Respond to Arent You Overqualified

You have your eye on a job that is below your current career or education level. There could be a myriad of reasons for it. Perhaps you are moving, re-entering the workforce or just trying out a new industry or type of job.

It can be hard to get through the résumé review stage. And if you do manage it – pat yourself on the back! – how do you convince employers during a phone screen or interview that you are the right person for the job, despite being perceived as overqualified?

Below are potential interview questions you may be asked and how to respond to them.

“Why did you apply to a job that you are overqualified for?”

You must convince the interviewer that this is what you’ve determined you want to do. You are either not satisfied or unable to continue along the path you were on (maybe due to a family relocation or a sincere desire to change career paths). It is important to be transparent here, although you don’t need to go into explicit detail on personal matters.

“You have been in roles where you’ve managed people. You will not be doing that in this role. How do you

5 Things New Managers Get Wrong

Managing is no cakewalk. It’s more like a marathon, and all too often, organizations promote someone to manager but give that person little support. It would be like if Jill were a decent runner, so the company signed her up for a 26.2-miler next week, without providing training, strategy or even running shoes.

In the workplace, it plays out more like this: Jane is a proficient software developer, so the company promotes her to manage seven other developers – a few of whom are her go-to happy hour buddies – without coaching her on how to effectively oversee them.

The scenario is daunting at best, doomed at worst and fairly common at many organizations. Gary Winters, leadership coach and author of “What Your Boss Never Told You: The Quick Start Guide For New Managers,” says managers need technical, political and people skills to be effective. But many companies promote people based only on their excellent technical abilities – like Jane’s software development – without teaching them the other two skill sets.

And so these new managers have to wing it. “They don’t even know half the time what they’re really getting into until they get there,” Winters says.

Fortunately, while this is your

A Quick Look at the Job Market Before Labor Day

As the holiday weekend arrives, so has a report by the Bureau of Labor Statistics showing that the unemployment has dropped to its lowest point in seven years. Before you hit the road or escape to the beach, take a look at some key findings from the report, along with a few of the most important labor market statistics. See which workers are receiving benefits, the extent to which workforce inequality endures and how labor unions are losing steam. Unemployment is Down…But Take a Closer Look

The unemployment rate dropped to 5.1 percent in August, down from 6.1 percent last year, marking a seven-year low, according to data released by the Bureau of Labor Statistics on Friday. While a drop in unemployment is a good economic sign, there are also underlying reasons for the change that aren’t as favorable.

The number of unemployed people dropped, but many of these Americans were those who were actively searching for work but  have now dropped out of the job-hunting process, U.S. News reported. When someone stops actively searching , they are no longer counted as unemployed. In other words, there are fewer unemployed Americans, but it could just be because many people have given up hope.

Millennials Gain

Job Openings Reach All Time High

The number of job openings in the U.S. reached a record high in July as layoffs and hiring both cooled, according to a report released Tuesday by the Labor Department.

About 5.8 million positions were waiting to be filled at the end of July, eclipsing the previous 5.4 million-position record set back in May. Openings in private nonfarm payrolls were concentrated in sectors like professional and business services (1.3 million); trade, transportation and utilities (1 million); and health care and social assistance (928,000).

The number of open positions in arts, entertainment and recreation services, meanwhile, dropped month over month to 64,000, while construction opportunities were flat at 137,000.

Total job separations ticked down in July, as the number of layoffs and the number of voluntary quits both dropped to their lowest levels since Nov. 2014. The former is good news, but the latter is not.

A downtick in layoffs will undoubtedly be viewed positively by U.S. workers as a sign of increased job security. But the decline in voluntary quits is more perplexing. Quits are generally considered to be a sign of confidence among U.S. workers that they can readily find alternative means of employment.

The record number of job openings suggests there are plenty

5 Ways to Find Second Act Career Options

There’s a little-known fact about second act careers that might surprise you: Most people don’t really reinvent their careers for retirement. Instead, they repurpose and recycle their skills in new ways. They take the threads of their hobbies, interests and old jobs and weave them together into new lifestyle-friendly options for the future.

Admittedly, the stories about the attorney turned cattle rancher or the accountant who becomes a farmer make for entertaining press. But in reality, the transformations people go through are far less dramatic.

That’s why it’s important to pay attention to what you already know, do well and enjoy. There are always parts of your work and life experiences – no matter how seemingly insignificant – that can serve as a bridge into a fulfilling semi-retirement career.

So if you’re ready to begin exploring, here are five areas of your life to examine for important clues and insights into what’s next:

1. Professional expertise. All things being equal, it is easiest, and typically most lucrative, to pursue a second act that is in some way connected to your long-time career. With 30 or more years of work experience under your belt, you’ve undoubtedly built up an impressive storehouse of skills, contacts and